Monday, July 29, 2024

grammar

 https://academic-success.phsc.edu/sites/default/files/documents/grammar-cheat-sheet-042413.pdf


https://highschooldailyquiz.com/wp-content/uploads/2021/02/Grammar-Cheat-Sheet-All-the-Rules-on-Two-Pages.pdf


https://ncstatecollege.edu/documents/Help/Grammar%20Cheatsheet.pdf


https://www.dentonisd.org/cms/lib/tx21000245/centricity/domain/896/grammar%20cheat%20sheet.pdf


https://wjea.org/wp-content/uploads/2014/02/WJEA-AP-Style-Cheat-Sheet.pdf


https://www.affordablecollegesolutions.com/wp-content/uploads/SAT-ACT-Grammar-Cheat-Sheet.pdf



https://www.foundationlearninggroup.com/blog/sat-grammar-rules


https://lgjreynolds.com/grammar-cheat-sheets/


https://thecollegepanda.com/9-act-grammar-rules-you-must-know/


https://thecollegepanda.com/the-18-sat-grammar-rules-you-must-know/


https://www.amazon.com/stores/Nielson-Phu/author/B00DFJ72E0?isDramIntegrated=true&shoppingPortalEnabled=true


https://www.acceptedinc.com/psat-cheat-sheets


https://www.acceptedinc.com/about


https://www.quadeducationgroup.com/blog/the-sat-grammar-rules-cheat-sheet



https://oer.uinsyahada.ac.id/files/original/bb14288ed6045a964b7c909e8fc3e49d.pdf


https://open.umn.edu/opentextbooks/textbooks/358


https://supertutortv.com/wp-content/uploads/2019/01/ACT-CHEAT-SHEET.pdf


https://www.palomar.edu/ets/wp-content/uploads/sites/10/2020/04/Essay-Writing-Cheat-Sheet.pdf


https://bigwords101.com/wp-content/uploads/2015/04/The-Best-Grammar-Workbook-Ever_old2.pdf


https://bigwords101.com/about-us/












Thursday, June 1, 2023

COBALT

Metals Global

https://www.imf.org/en/Blogs/Articles/2021/12/08/metals-demand-from-energy-transition-may-top-current-global-supply


BHP Group Limited (BHP)

https://finance.yahoo.com/quote/BHP/cash-flow?p=BHP


Cobalt Blue Australia , Penny Stock

https://cobaltblueholdings.com/assets/2544350.pdf


Wheaton

https://www.wheatonpm.com/Investors/financials/default.aspx


How to invest in Cobalt

https://www.nasdaq.com/articles/how-to-invest-in-cobalt


Glencore

https://www.glencore.com/publications


Cobalt Stocks: 5 Biggest Producers

https://investingnews.com/daily/resource-investing/battery-metals-investing/cobalt-investing/top-cobalt-producing-companies/


Glencore is the world’s largest cobalt-producing mining company 


Range Bound

https://www.investopedia.com/terms/r/rangeboundtrading.asp


Tuesday, May 23, 2023

money market

Top 2 mutual funds:

Here are the two best “money market” funds in my opinion.

They both pay 5 percent interest currently.

(The interest rate varies.)

You can take money in and out  whenever you like.

(But it takes one business day to process.)

“Money market” funds are Not insured by the FDIC.

But they are essentially 100% safe.


I put my own money in a Vanguard “money market” fund.


VMFXX

VANGUARD FEDERAL MONEY MARKET INVESTOR

https://investor.vanguard.com/investment-products/mutual-funds/profile/vmfxx


VMRXX

VANGUARD CASH RSRV FEDERAL MNYMKTADMIRAL

https://investor.vanguard.com/investment-products/mutual-funds/profile/vmrxx

__

In contrast, CDs are FDIC insured.

But usually you have to keep your money in CDs for a fixed period of time.


Wednesday, May 10, 2023

14

 https://www.wsj.com/articles/default-on-u-s-debt-is-impossible-deficit-treasury-cbo-janet-yellen-supreme-court-constitution-public-debt-clause-federal-reserve-328dafe5


https://sgp.fas.org/crs/misc/R44704.pdf


https://www.brookings.edu/2023/04/24/how-worried-should-we-be-if-the-debt-ceiling-isnt-lifted/


https://www.cato.org/blog/debt-ceiling-unconstitutional-what-about-default


https://www.taxpolicycenter.org/taxvox/day-united-states-defaulted-treasury-bills



https://www.cbpp.org/research/federal-budget/debt-limit-default-is-default-even-under-a-prioritization-scheme



https://www.whitehouse.gov/cea/written-materials/2023/05/03/debt-ceiling-scenarios/#_ftn1




https://www.wsj.com/articles/default-on-u-s-debt-is-impossible-deficit-treasury-cbo-janet-yellen-supreme-court-constitution-public-debt-clause-federal-reserve-328dafe5


___


https://www.brookings.edu/2023/04/24/how-worried-should-we-be-if-the-debt-ceiling-isnt-lifted/



One cannot predict how 

Treasury will operate when the debt limit binds, 

given that this would be unprecedented. 


Treasury did have a contingency plan in place in 2011 

when the country faced a similar situation, 

and it seems likely that Treasury would follow the contours of that plan if the debt limit were to bind this year. 


Under the 2011 plan, there would be 

no default on Treasury securities. 

Treasury would continue to pay interest 

on those Treasury securities as it comes due. 

And, as securities mature, 

Treasury would pay that principal 

by auctioning new securities for the same amount (and thus not increasing the overall stock of debt held by the public). 


Treasury would delay payments for all other obligations until it had at least enough cash to pay a full day’s obligations. In other words, it will delay payments to agencies, contractors, Social Security beneficiaries, and Medicare providers rather than attempting to pick and choose which payments to make that are due on a given day.



https://www.cbsnews.com/news/debt-limit-x-date-could-arrive-within-weeks-new-analysis-finds/


If the U.S. can make it through the first half of June, it is slated to receive an influx of cash around June 15 with the quarterly filing deadline. That money could help the Treasury Department hold off a default through the end of the month.


Another roughly $145 billion in additional so-called extraordinary measures is set to become available June 30. If that all holds up, the Treasury Department should have enough room to pay the bills through at least early July and perhaps several weeks beyond that, the Bipartisan Policy Center projects.


Tuesday, May 2, 2023

Mergers 2023

 

Amgen Inc to Acquire Horizon Therapeutics plc

$116.50 for each Company Share in cash

https://ir.horizontherapeutics.com/news-releases/news-release-details/rule-27-announcement-amgen-inc-acquire-horizon-therapeutics-plc


https://www.benzinga.com/calendars/m-a

Tuesday, January 3, 2023

SAT

 


Business Model


https://www.mcelroytutoring.com/rates/


https://www.mcelroytutoring.com/about-brian-mcelroy/


52 Official Practice SATs and PSATs:

https://www.mcelroytutoring.com/lower.php?url=44-official-sat-pdfs-and-82-official-act-pdf-practice-tests-free



https://satsuite.collegeboard.org/media/pdf/digital-sat-sample-questions.pdf


Digital SAT®  2024


Starting in spring 2024, 

all students will take the SAT digitally.


Digital SAT will have two sections: 

(1) Math.

(2) Reading and Writing.

___

Digital SAT will be scored on a 1600 scale

-No Essay.


What's on the Digital SAT

https://satsuite.collegeboard.org/digital/whats-on-the-test


Full-Length Practice Tests

https://satsuite.collegeboard.org/digital/digital-practice-preparation/practice-tests


Khan Academy 

Official SAT Practice on Khan Academy®

https://www.khanacademy.org/digital-sat


New Digital SAT®

https://collegeprep.uworld.com/sat/new-digital-sat-test


Sample Digital SAT

https://satsuite.collegeboard.org/media/pdf/digital-sat-sample-questions.pdf






Paper SAT vs Digital SAT

https://collegeprep.uworld.com/wp-content/uploads/2022/11/New-Digital-SAT-Exam-Infographic-768x1527.webp




Sunday, September 25, 2022

2023 records sealed ?

https://openstates.org/ca/bills/20212022/SB731/


https://www.washingtonexaminer.com/news/eight-high-profile-california-laws-2023


https://www.shouselaw.com/ca/blog/how-long-does-a-felony-stay-on-your-record/


https://www.shouselaw.com/ca/defense/post-conviction/expungement/benefits/


https://www.vox.com/policy-and-politics/23340644/clean-slate-automated-criminal-record-clearing-felonies-california


https://laist.com/news/criminal-justice/here-are-3-big-new-criminal-justice-laws-in-california


https://legiscan.com/CA/drafts/SB731/2021


https://legiscan.com/CA/text/SB731/id/2609443