grammar

 https://academic-success.phsc.edu/sites/default/files/documents/grammar-cheat-sheet-042413.pdf

https://highschooldailyquiz.com/wp-content/uploads/2021/02/Grammar-Cheat-Sheet-All-the-Rules-on-Two-Pages.pdf

https://ncstatecollege.edu/documents/Help/Grammar%20Cheatsheet.pdf

https://www.dentonisd.org/cms/lib/tx21000245/centricity/domain/896/grammar%20cheat%20sheet.pdf

https://wjea.org/wp-content/uploads/2014/02/WJEA-AP-Style-Cheat-Sheet.pdf

https://www.affordablecollegesolutions.com/wp-content/uploads/SAT-ACT-Grammar-Cheat-Sheet.pdf

https://www.foundationlearninggroup.com/blog/sat-grammar-rules

https://lgjreynolds.com/grammar-cheat-sheets/

https://thecollegepanda.com/9-act-grammar-rules-you-must-know/

https://thecollegepanda.com/the-18-sat-grammar-rules-you-must-know/

https://www.amazon.com/stores/Nielson-Phu/author/B00DFJ72E0?isDramIntegrated=true&shoppingPortalEnabled=true

https://www.acceptedinc.com/psat-cheat-sheets

https://www.acceptedinc.com/about

https://www.quadeducationgroup.com/blog/the-sat-grammar-rules-cheat-sheet

https://oer.uinsyahada.ac.id/files/original/bb14288ed6045a964b7c909e8fc3e49d.pdf

https://open.umn.edu/opentextbooks/textbooks/358

https://supertutortv.com/wp-content/uploads/2019/01/ACT-CHEAT-SHEET.pdf

https://www.palomar.edu/ets/wp-content/uploads/sites/10/2020/04/Essay-Writing-Cheat-Sheet.pdf

https://bigwords101.com/wp-content/uploads/2015/04/The-Best-Grammar-Workbook-Ever_old2.pdf

https://bigwords101.com/about-us/

COBALT

Metals Global

https://www.imf.org/en/Blogs/Articles/2021/12/08/metals-demand-from-energy-transition-may-top-current-global-supply

BHP Group Limited (BHP)

https://finance.yahoo.com/quote/BHP/cash-flow?p=BHP

Cobalt Blue Australia , Penny Stock

https://cobaltblueholdings.com/assets/2544350.pdf

Wheaton

https://www.wheatonpm.com/Investors/financials/default.aspx

How to invest in Cobalt

https://www.nasdaq.com/articles/how-to-invest-in-cobalt

Glencore

https://www.glencore.com/publications

Cobalt Stocks: 5 Biggest Producers

https://investingnews.com/daily/resource-investing/battery-metals-investing/cobalt-investing/top-cobalt-producing-companies/

Glencore is the world’s largest cobalt-producing mining company 

Range Bound

https://www.investopedia.com/terms/r/rangeboundtrading.asp

money market

Top 2 mutual funds:

Here are the two best “money market” funds in my opinion.

They both pay 5 percent interest currently.

(The interest rate varies.)

You can take money in and out  whenever you like.

(But it takes one business day to process.)

“Money market” funds are Not insured by the FDIC.

But they are essentially 100% safe.

I put my own money in a Vanguard “money market” fund.

VMFXX

VANGUARD FEDERAL MONEY MARKET INVESTOR

https://investor.vanguard.com/investment-products/mutual-funds/profile/vmfxx

VMRXX

VANGUARD CASH RSRV FEDERAL MNYMKTADMIRAL

https://investor.vanguard.com/investment-products/mutual-funds/profile/vmrxx

__

In contrast, CDs are FDIC insured.

But usually you have to keep your money in CDs for a fixed period of time.

14

 https://www.wsj.com/articles/default-on-u-s-debt-is-impossible-deficit-treasury-cbo-janet-yellen-supreme-court-constitution-public-debt-clause-federal-reserve-328dafe5

https://sgp.fas.org/crs/misc/R44704.pdf

https://www.brookings.edu/2023/04/24/how-worried-should-we-be-if-the-debt-ceiling-isnt-lifted/

https://www.cato.org/blog/debt-ceiling-unconstitutional-what-about-default

https://www.taxpolicycenter.org/taxvox/day-united-states-defaulted-treasury-bills

https://www.cbpp.org/research/federal-budget/debt-limit-default-is-default-even-under-a-prioritization-scheme

https://www.whitehouse.gov/cea/written-materials/2023/05/03/debt-ceiling-scenarios/#_ftn1

https://www.wsj.com/articles/default-on-u-s-debt-is-impossible-deficit-treasury-cbo-janet-yellen-supreme-court-constitution-public-debt-clause-federal-reserve-328dafe5

___

https://www.brookings.edu/2023/04/24/how-worried-should-we-be-if-the-debt-ceiling-isnt-lifted/

One cannot predict how 

Treasury will operate when the debt limit binds, 

given that this would be unprecedented. 

Treasury did have a contingency plan in place in 2011 

when the country faced a similar situation, 

and it seems likely that Treasury would follow the contours of that plan if the debt limit were to bind this year. 

Under the 2011 plan, there would be 

no default on Treasury securities. 

Treasury would continue to pay interest 

on those Treasury securities as it comes due. 

And, as securities mature, 

Treasury would pay that principal 

by auctioning new securities for the same amount (and thus not increasing the overall stock of debt held by the public). 

Treasury would delay payments for all other obligations until it had at least enough cash to pay a full day’s obligations. In other words, it will delay payments to agencies, contractors, Social Security beneficiaries, and Medicare providers rather than attempting to pick and choose which payments to make that are due on a given day.

https://www.cbsnews.com/news/debt-limit-x-date-could-arrive-within-weeks-new-analysis-finds/

If the U.S. can make it through the first half of June, it is slated to receive an influx of cash around June 15 with the quarterly filing deadline. That money could help the Treasury Department hold off a default through the end of the month.

Another roughly $145 billion in additional so-called extraordinary measures is set to become available June 30. If that all holds up, the Treasury Department should have enough room to pay the bills through at least early July and perhaps several weeks beyond that, the Bipartisan Policy Center projects.

Mergers 2023

 

Amgen Inc to Acquire Horizon Therapeutics plc

$116.50 for each Company Share in cash

https://ir.horizontherapeutics.com/news-releases/news-release-details/rule-27-announcement-amgen-inc-acquire-horizon-therapeutics-plc

https://www.benzinga.com/calendars/m-a

SAT

 

Business Model

https://www.mcelroytutoring.com/rates/

https://www.mcelroytutoring.com/about-brian-mcelroy/

52 Official Practice SATs and PSATs:

https://www.mcelroytutoring.com/lower.php?url=44-official-sat-pdfs-and-82-official-act-pdf-practice-tests-free

https://satsuite.collegeboard.org/media/pdf/digital-sat-sample-questions.pdf

Digital SAT®  2024

Starting in spring 2024, 

all students will take the SAT digitally.

Digital SAT will have two sections: 

(1) Math.

(2) Reading and Writing.

___

Digital SAT will be scored on a 1600 scale

-No Essay.

What's on the Digital SAT

https://satsuite.collegeboard.org/digital/whats-on-the-test

Full-Length Practice Tests

https://satsuite.collegeboard.org/digital/digital-practice-preparation/practice-tests

Khan Academy 

Official SAT Practice on Khan Academy®

https://www.khanacademy.org/digital-sat

New Digital SAT®

https://collegeprep.uworld.com/sat/new-digital-sat-test

Sample Digital SAT

https://satsuite.collegeboard.org/media/pdf/digital-sat-sample-questions.pdf

Paper SAT vs Digital SAT

https://collegeprep.uworld.com/wp-content/uploads/2022/11/New-Digital-SAT-Exam-Infographic-768x1527.webp

2023 records sealed ?

https://openstates.org/ca/bills/20212022/SB731/

https://www.washingtonexaminer.com/news/eight-high-profile-california-laws-2023

https://www.shouselaw.com/ca/blog/how-long-does-a-felony-stay-on-your-record/

https://www.shouselaw.com/ca/defense/post-conviction/expungement/benefits/

https://www.vox.com/policy-and-politics/23340644/clean-slate-automated-criminal-record-clearing-felonies-california

https://laist.com/news/criminal-justice/here-are-3-big-new-criminal-justice-laws-in-california

https://legiscan.com/CA/drafts/SB731/2021

https://legiscan.com/CA/text/SB731/id/2609443